Every time I glance at my balance, it just makes me wince. My purse is about as empty as a skeleton. It feels like every time I turn the corner, there's another cost that pops up, makin' my brain spin. I'm startin' to feel the Penny Pinchin' Pain somethin' fierce. I just want to be able to kick back without worryin' about every dime. Grumpy Guts